7 Cose da Sapere Prima di Acquistare una Barca
Una guida completa dai rapporti di perizia ai costi assicurativi, dalla scelta del tipo di barca alle opzioni di finanziamento per acquisti di barche usate.
Buying a second-hand boat can lead to serious financial losses if not done with the right knowledge and care. In this guide, we cover the 7 critical points recommended by experienced boat buyers and expert brokers.
1. Clarify the Type of Boat and Its Purpose
Before buying a boat, ask yourself these questions:
- What will you mainly use the boat for? (day trips, blue cruising, fishing, long-distance travel)
- How many people will use it?
- In what waters will you sail? (inland, coastal, offshore)
- What is your experience level? (licence required for sailing boats)
2. Set a Realistic Budget
The purchase price of the boat is only part of the total cost of ownership. Annual boat ownership costs include:
- Marina/mooring fee: €2,000–€15,000+ per year
- Insurance: 1–2% of boat value
- Maintenance and repairs: 5–10% of boat value annually
- Fuel: Varies with usage
- Winter haul-out and maintenance: €500–€3,000
General rule: set aside at least 15–20% of the purchase price as an annual maintenance budget.
3. Commission a Survey (Boat Survey)
Hiring an independent marine surveyor before buying a boat is absolutely essential. A survey report covers:
- Hull integrity and osmosis check
- Engine and mechanical systems condition
- Electrical installation and safety equipment
- Joinery and interior fittings
- Market value assessment
Survey cost is €300–€800; but it prevents thousands of euros in surprise expenses down the line.
4. Check the Boat's Legal Status
Legal checks to note when buying a boat in Turkey:
- Registry: Whether the boat has a mortgage, lien or pledge in favour of another party
- Boat registration certificate: Maritime directorate registration
- Boat licence (harbour master's certificate)
- For foreign-flagged vessel purchases, customs duties apply (18% VAT + special consumption tax on boat value)
5. Test the Engine and Mechanical Systems
Always carry out a sea trial. During the engine test, pay attention to:
- Start the engine cold; note any starting problems
- Check engine power and vibration at full throttle
- Monitor engine temperature and oil pressure
- Check gear transitions
- Exhaust smoke colour (black smoke = fuel problem; blue smoke = oil burning)
6. Research Insurance and Financing Options
There are two main policy types for boat insurance:
- Hull insurance: Covers damage to the boat itself (collision, storm, fire, etc.)
- Third-party liability: Covers damage and injury caused to others
You can use a boat loan from Turkish banks; but compare at least three banks for interest rates and repayment terms.
7. Get Support from a Broker or Expert Consultant
Support from an experienced broker during the boat purchase process saves both time and money. A good broker:
- Filters options that fit your budget
- Helps you negotiate the price
- Manages legal processes
- Coordinates the survey
The vast majority of boats listed on the SnapYacht platform are offered by authorised brokers. You can get expert support by contacting them directly.